Effective Date: [09-March-2026] Last Updated: [09-07-2026]
VBR Snehanidhi Chits Pvt Ltd (“Company”, “we”, “our”, “us”) values your trust and is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services.
1. Information We Collect
- Personal Information: Name, contact details, address, email, phone number, KYC documents (PAN, Aadhaar, etc.) provided during registration.
- Financial Information: Payment details, bank account information, chit subscription records.
- Technical Information: IP address, browser type, device details, cookies, and usage data when you access our website.
2. How We Use Your Information
We use the collected information to:
- • To register you as a subscriber and manage chit fund operations.
- • To comply with statutory and regulatory requirements under the Chit Funds Act, 1982.
- • To send reminders, updates, and notifications related to your subscription.
- • To improve our website, services, and customer experience.
- • To prevent fraud, unauthorized access, or misuse of services.
3. Information Sharing & Disclosure
We do not sell or rent your personal information. We may share information only:
- With regulators, auditors, and statutory authorities as required by law.
- With trusted third party service providers (e.g., SMS gateways, payment processors) bound by confidentiality agreements.
- To protect our legal rights, enforce agreements, or respond to lawful requests
4. Data Security
- We implement industry standard security measures (encryption, firewalls, access controls).
- Only authorized personnel have access to sensitive subscriber data.
- Despite safeguards, no method of transmission over the internet is 100% secure; we cannot guarantee absolute security.
5. Your Rights
Depending on applicable laws, you may have the right to:
- Access and update your personal information.
- Request correction of inaccurate data.
- Withdraw consent for marketing communications.
- Raise concerns or complaints regarding data handling.
6. Cookies and Tracking
Our website may use cookies to enhance user experience. You can disable cookies in your browser settings, but some features may not function properly.
7. Third-Party Links
Our website may contain links to external sites. We are not responsible for the privacy practices or content of those websites.
8. Changes to This Policy
We may update this Privacy Policy from time to time. Any changes will be posted on this page with the revised date.
9.Contact Us
For questions or concerns about this Privacy Policy, please contact:
VBR Snehanidhi Chits Pvt Ltd
No. 13, 4th Cross,
Balappa Layout, Adugodi, Bengaluru South,
Bangalore, 560030,Karnataka
📞 +91 9986499315
📧 support@vbrsnehanidhichits.com